Jobs

Credit Analyst / Underwriter at Luvanex Builds

Credit Analyst / Underwriter

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience 2 years
  • Location Lagos
  • Job Field Finance / Accounting / Audit&nbsp

Department: Finance
Reports to: Chief Financial Officer
Period & Mode of Engagement: Full-time employment with a probationary period of 6 months.

Job Brief

  • A professional Credit analyst to determine our customers’ creditworthiness.
  • He/ She will analyze financial data to assess the likelihood of a borrower honoring their financial obligations.

Responsibilities

  • Assess credit worthiness of existing or prospective clients
  • Examine financial transactions and credit history case by case (applications, statements, legal documents etc.)
  • Complete ratio, trend and cash flows analyses and create projections
  • Evaluating clients credit data and financial statements in order to determine the degree of risk involved in lending money to them.
  • Determine in depth the degree of risk involved
  • Analyzing client records and using the data to recommend payment plans
  • Carefully analyze data and produce clear and objective reports
  • Routinely monitor loans for compliance
  • Adhere to credit policy and guidelines
  • Monitor corporate portfolio asset quality on an ongoing basis
  • Draft models of credit information that predict trends and patterns.

Job Qualifications

  • Proven work experience as a credit analyst
  • Proficiency in statistical packages and financial software
  • Up to date with legal, compliance and market risk related issues
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Strong communication and presentation skills
  • Sound judgment
  • BSc degree in Economics, Banking and Finance or related field
  • Minimum 2 year experience in a financial institution and in similar capacity is compulsory.

Method of Application

Interested and qualified? Go to Luvanex Builds on www.luvanexbuilds.com to apply